There are pros and cons to downgrading a Chase credit card to a different version, but the process is simple. Many or all of the products on this page are from partners who compensate us when you ...

Credit cards with annual fees offer a wide range of rewards and cardholder benefits that make them worthwhile. However, your spending habits and needs can change over time, making these cards less of ...

When you have a credit card with an annual fee, you have a couple options to consider if you barely use it: cancel the card outright, or downgrade to a lower-tiered card. Since credit cards can be ...

If you've got a credit card that you never use and you're paying $95 annual fee for it, you'll likely want to cancel or downgrade. But, what if that same card account has $350 rewards you haven't ...

Evan Zimmer has been writing about finance for years. After graduating with a journalism degree from SUNY Oswego, he wrote credit card content for Credit Card Insider (now Money Tips) before moving to ...